This is an important lesson for everyone regardless of your age. Keep info updated and in a place where someone can get to it. There's nothing worse than to be grieving and have to start looking for policies. Also unclaimed money of any sort will go to the state. Check your state for a list of unclaimed money in everyones name. There could be bank accounts, ins money, deposits. We've found money several times. Ours is Treasure Hunt Ohio.