Thanks all!!! I put a payment down on the Bernina 440! Yeah! It has been a long time coming. I called a lot of local shops, found my best price and then went to the store I wanted to buy from. They honored the lowest price I found. I am so happy.
I chickened out of buying on line. My husband convinced me when he said that he would never buy a used car with out first test driving it. That worked for me! Maybe a machine that wasn't soooo expensive, but for this one I am going new!!
Thanks again for all of your terrific advice. What a great group!!!!