I bought my first Bernina 930 25 years ago for $1,000
My husband gave me myBernina 440 for x-mas 5 years ago.
I inherited my mom's Bernina 430.
I just ordered a Bernina 820.
I am happy. I believe in getting what you will use, and one that will allow you to develop your skills. I will never sell my 930, and hope to gift the two 400's someday to my daughter's when they have sewn enough to appreciate the machine. I have paid for my 930 many times over.