I don't know how no matter what the situation people can call and ask for money when they aren't close at all; just know each other in passing. I used to have a co-worker who borrowed from others and when he quit he owed one person over 5000. I asked her why would she continue to loan him money when he never paid it back. I'm sorry for your situation but she should have never asked you no matter what but definitely not now. She should realize (even if she was close) that you'll need what you have to survive and take care of your kids. I think I'd avoid any more calls from her and if you decide to sell your house I'd leave her out of that as well. Take care and God Bless