Thanks for the help. I doubt it will do us much good to have one. I too wear sweat pants and a tee shirt with a sweat shirt over that. On really raw days i might put on an extra long sleeve shirt. I always wear wool socks and fleece lined slippers. We do have a heater for the bathroom that we use to take showers so we don't have frost on our parts! I hate the weather here and should have staying in Florida. That would be hindsight.