I'm in the same boat. So I don't make anything bigger than a lap sized quilt. Mostly tablerunners, placemats, and table toppers. And I only quilt (as I call it)....stitch near the ditch. I don't enjoy the quilting part of it and really it is only meant to hold the layers together anyway. My projects are only for my family and they won't notice or care if it is imperfect.
I would just LOVE to have a long arm but will have to make do with these two short arms! ;)