I have 3 Singer's 2 Janome's and My Bernina 440QE. They are all great machines and I use all of them. I use the singers mostly to loan out to new sewers or quilters. My Janome does every thing but I still love my Bernina. Depends on my mood. If I have a lot of embroidery to get done I will do my straight sewing with my Janome and have my Bernina embroidery going at the same time. My Janome does embroidery too but I truly love my Bernina for embroidery. Come to think of it I love my Bernina for every thing. But I would never loan it out. Go Bernina if you can, you won't be disappointed.
Good Luck