I usually think that a heavily quilted quilt is more for looks that practical warmth. In fact I would be the one that would take it off the bed before I went to sleep and put it back on in the morning. For warmth and comfort I prefer a VERY soft, cuddly, almost a comforter/blanket type quilt, quilted loosely or far apart. Something that will bunch up under my chin and around my ears when it is chilly.