Tax Tip
Schedule end-of-year appointments or buy new prescription glasses or contacts to avoid losing unused money set aside in your flexible spending account.
Contribute to or open a qualified retirement plan by the end of the year (April 15 for IRAs) to lower your taxable income.
Donate by Dec. 31 and deduct charitable contributions on this year's return if you itemize your deductions.
If you're self-employed, delay your December billings until January to reduce this year's taxes.