I have been sending my quilts out to get quilted and have been really happy with the results. I don't want to ruin a top that I have put hours of work into and the cost is reasonable compared to purchasing a long arm set up. Yes, someday I will want to quilt my own, but will start with something small to get my feet wet. Trying to quilt a queen quilt as a first project would be too difficult.
I usually do the binding myself after my quilter is done. I don't mind that at all.