I've had my 440 for about 4 years. It is a great machine! I do not have the embroidery module, but I did use the Bernina Stitch Regulator for 3 years until I got comfortable with free motion quilting without it It is a very good machine for just regular garment and home dec sewing in addition to it's use as in quilting.
There are a few extras you should ask for from your family. Get the #10 (edge stitch) foot. You'll use it to do all kinds of things! It is my favorite foot. Also get them to buy you a bunch more Bernina bobbins. Do not go with the generic ones or cheap ones you get on eBay - get the real thing. My other favorite foot is the open toed embroidery (#20). It is very good for applique. You already have the walking foot, free motion foot, and the BSR so you've got the best stuff!
Pam