Depends on the layout/size of the panel. I have one that the panel is the whole picture and would not look good cut apart so I added borders to make the size that I wanted. If maybe the panel can be fussy cut into blocks add sashin g and then borders. Or you can leave 1 large square in the center and put sashing between other squares to make quilt. Often panels can be used to make baby quilts by only adding borders. Good luck!!!!!