You pay a lot for the "convenience" of not selecting your own fabric. I doubt that it is precut and ready to sew. Paying for shipping every month (instead of one shipping charge for the whole lot) also adds to the expense. Personally I don't understand why people do it. There are a few that have tempted me at the LQS, but then I wouldn't be paying for shipping, I would be able to have fun with other quilters while working on the BOM, and the fee per month is more reasonable.