I agree totally. Though not as extensive as a fire, a few months ago I had water damage to my basement sewing room. Thank goodness we had replacement insurance. They paid for replacing the basement ceiling, new paint and carpet cleaning. They also paid to have not only my sewing machine checked out, but also my quilting machine. I'm a firm believer in it. I was extremely lucky because the only sewing related items I lost were a bulletin board and 2 home made pincushions. I think your idea of making a list of the things you have is a great one. I had no idea how much 'stuff' I had until I had to pack it all up and move it out while the work was being done. I now have a much better idea of how much stuff I have. You have my sympathy for everything you had to go through. I know - it's not easy.