Love the info re: backups...no backup is wrong...but i do want you to know that the online wordprocessors available now can keep your info safely. It is not stored on your hard disk, but rather on the internet. Gmail has a 'Documents' section and when you save things on this section, the documents go off into the ethernet ... this provides 2 huge benefits... one is that your computer could crash today and you would lose nothing except the hardware. The other is that i can be at a friend's house, the library or an internet cafe and pull up Gmail, go to Documents and get into anything I need, print it, edit it, or share it (automatically with any other Gmail user). Other browsers have this facility, Firefox for sure, and probably others... look into them, they can be a great resource for your recordkeeping...