I have no problem saying no to telemarketers. Once a young man called and I asked: What are you wearing? His reply: Mamm? I repeated my question, it threw him for a loop, HE HUNG UP ON ME. I got so tickled, however my hubby failed to see the humor. (Men!!) He said he might try to call me again when he wasnt home, I knew by the tone of the kids voice that would never happen.