My dh (with my sister's help) got one for me for Christmas. I love it. Inside the case was a manila folder with the paperwork for the loan the original owner took out to buy it. It was $153. and some change. She put $53 down and paid $6.95 a month! But what really tickled me was that even though she signed all the paperwork herself, it was Mrs. John Doe...husband's name, never her first name. I don't know that I've ever signed anything Mrs. Tom ... using my husband's name. But her last name was Berda, so I think that is what I will name mine. Berda.