I have not been asked to make a quilt for someone in this kind of situation, but a long number of years ago I asked my sister-in-law if she would make a quilt for a raffle and I was really taken aback that she declined. I was not quilting at that time and did not know how much time it really took, how much the fabric and batting cost and how much of her quilting was done for the love of the process and the receiver of her work. NOW I understand. As many of you have mentioned, often goodhearted folks just don't know the costs in time and materials. Perhaps we need to gently but firmly inform them and make the quilt if WE want to and give it from our heart.