I don't mind spending the time or effort on a quilt..because that is what I like to do..but when someone wants a quilt, I tell them sure, get me the fabric and we'll see what we come up with...and I leave it at that..if they come to me with the fabric great but if not I guessed they saw just how expensive fabric can be and changed their minds...works for me and I don't spend any monies on fabric...