I always kid our CPA at the bank that only he and I know where my money is and where it goes. I pay NOTHING online and NOTHING comes directly out of my account or credit card. Our SSA check comes in the 4th Weds of the month and ALL the bills are paid by check on the 1st because of our electric bill. Even my internet is paid by check once every three months. I have 4 bills that are local and I take them where they have to go and the rest go in the post office. I have a cousin who works for the post office and he says because of the lack of stamp sales the only thing that keeps them afloat is the sales papers and ads. That's sad. Though they say it is perfectly safe to do business over the internet I know, personally, too many that have been duped because someone has gotten their info and tapped into their accounts. I think safty is better then conveinence anytime.