I pay it all on line. I also keep all of my statements on line. Each month I get an email telling me my bill is ready to view. I dont' have things going thru the mail for people to steal and I don't have to worry about the mail losing my payments. I can preschedule a payment to go along with my paycheck so that I don't have to worry about forgetting or if I'm on vacation. I like being able to check each bill to make sure all is well and to check my bank to make sure all as cleared. I also use debit instead of credit when I can; debit means it comes out of your account right then and credit can take a few days to clear. Paying it all online makes my life so much easier.