You can also get any number of books and/or CDs of frames and borders from Dover Publications. Use them for the outside edges and write or print what you want on the inside.
http://doverpublications.ecomm-searc...0and%20borders
They have frequent sales and you can get on their email list for a weekly email of free samples if you want. Their books are great, as is their customer service. One of the very best sources for copyright free images, too.