MY 20 year old granddaughter purchased something that cost $5 from the internet. A couple of days later she came and showed me her bank information and there had been 3 charges totalling $200 on it that she never made. She went to the bank to have them correct the problem and while she was sitting in the bank there were two more small charges for "international wire transfer fee". Turned out the charges were from an African country. Bank of America fraud unit is looking into the scam.