RV Quilter, it's so aggrevating when the computer doesn't do what we want it to. Go to Forum Actions in a toolbar under the QB logo. Choose 'General Settings' then scroll way down and see if 'Advanced Interface' is checked. I think that will give you the row of icons. Choose the tree for pictures. If not, when you type a reply, choose 'Go Advanced' before you post the reply. Scroll down to 'Manage Attachments' and go from there.
I hope this helps.