No, you are not crazy. Family first and then our other stuff. 2 years after we moved into our home we got struck by lightening upstairs. It Blew a 10 foot hole into the roof and poured rain into the room. Husband opened the front door just as it hit,[I was gone] and it was a fireball. He raced upstairs, yanked my sewing machines out of the way andsaved them. thank goodness. It was a mess, but we survived it.