I paid $124. for service on my Pfaff last December. I was in shock. I know what you mean when you say I am glad that I had the money to pay. I have 3 Shih-tzus going to the vet for check-up and shots and will need to get heartworm med and flea med...I am expecting a bill of at least $300. Thank God that I will be able to pay it, as long as nothing goes haywire before that.