These are all really good answers. If I were to add anything, it would be that you have to take into consideration how much time and effort it takes to have a quilt done on a Longarm. For example, a larger quilt with an average quilting design could take someone on a Longarm 10 - 15 hours or more. When it might cost $100 - $150 for the quilting, that's around $10 an hour for the quilter. I charge by the square inch, and base my decision on how long I think it will take me. I have a lot of happy customers, but occasionally someone will tell me they don't want to pay that much. Basically, if you want it done right, and finished off with as much care and beauty as you put into it yourself, it's worth paying someone to Longarm machine quilt it for you. When you're quoted a price, don't forget how long it will take your quilter to finish it. I've done large quilts, charged by the inch, and when all was said and done, I had ended up working for only $6 an hour, and the customer was still surprised at how much it was. Most people understand the time and effort it takes, and most appreciate that. It's always worth having your quilt finished professionally, so you can truly appreciate your final project.