I've always done all of it from start to finish. My first two (years apart!) were tied. Then I learned to FMQ and did them on my domestic machine. I kept looking at the long arms longingly and one year we got quite a bit back on our taxes and DH said if I wanted one, now was the time! I was able to buy a Voyager 17 with a stitch regulator and a Hinterberg Stretch frame! I've gotten pretty fair at it and they look better all the time. I occasionally do quilting for others, but I'm not really in business. I'm retired now, and want to keep it a hobby I enjoy.