I know the standard fee for quilting labor is two to three times the cost of materials, but I honestly can't charge that much to do something that I get so much enjoyment from. If somebody wants me to make something, I require them to go with me to buy the materials so they understand the prices - sometimes that will shock them enough to make them back out. If they want to continue after buying materials, I will give them a figure for labor that is fair to me and them. It is also important to agree to a finish date - working under a short deadline is no fun. I won't make tons of money, but enough to support my quilting habit and a maybe pay a bill or two. With all that said, you can take on paid jobs and still enjoy the process, but don't take on more than you want....."NO" is a perfectly acceptable response.