I think your questions are well placed. My husband keeps telling me to sell my quilts as well and I keep saying no. I just made my mom a memory tablerunner and my aunt a memory quilt and they are gifts and I'm nerve racked at what they are going to say or think. I'm like you I love quilting for the joy of it. Sometimes I sew for a month straight and sometimes I don't for months at a time. I'm always planning though!!The economy is so rotten Very few can afford to pay what a quilt is worth. I think part of that got started when so many of us donate to wonderful causes and that is priceless but I think people seeing so many quilts donated for auctions and charity just think we are whipping these up for pennies!
If I were to sell anything it would be smaller items....tabble toppers, mug rugs, placemats, baby mats. Something easy to recover your money out of. I remember years ago when Quilos were super popular made from panels and were sold for $40. The batting alone gets you now!! Good luck and anything is possible!!