I have my own account and we also have a household account, so if I would like to purchase something there is no reason for permission to be granted, I just go get it. My husband has the same option. If the money is needed for household expenses it would be used for that first. Does he tell you what he spends every dollar on? Is this a control issue for him or are you just worried about rocking the boat? Is this money you could not afford to spend? Either way, you have to figure out if $29.00 is worth a big fight or if you can live with the decision you made to purchase the Quiltcut and not have to answer to anyone for spending your money.