We've lived in Fl. for 20 yrs and had one hurricane Charlie to evacutate and we might have been able to stay home even tho it was a Cat 4 the house didn't get an awful lot of damage mostly the pool cage. It's hot in the summer. Tornadoes we have water spouts they don't usually come on shore. We don't have a state income tax. We do get if this is your primary home you get Homestead which is the first $50,000 on your house you don't pay taxes on. We live in Port Charlotte south of Orlando they get worse weather than we do because the cold fronts get there 1st and by the time they get here they've kind of burned themselves out not to say we couldn't get something and also this is the West coast the East coast also gets worse weather. The storms they tell us we'll get a thunderstorm and it goes to the other coast. We need some rain. We are from RI and our little darlings followed us down here. Just check it out before you move anywhere to see how you really like it vacation is wonderful but when you move somewhere you see things are very different in other areas of the country I found that out the hard way but we love it down here. Good Luck. Sue