Til now I have sent all my full size quilts to a LAQ or handquilter.
Gradually I am learning machine quilting on my DSM, working my way up from smaller pieces to bigger sizes. The largest so far has been a baby quilt. I have no interest in owning my own LAQ, or doing handquilting for a full sized quilt. So the big ones, I'll probably still send out.
JCrow ... perhaps you'd enjoy the LAQ yourself, and your DH would buy one for you? It'd save the costs of paying someone else, plus you'd be able to be part of the process through to the end.