I have a Bernina that I bought at Quilt festival. They asked me to choose what quilt shop I wanted to get it from. I think your contract may be through Bernina. I too would talk to them before you finish paying for the machine. Ask what they can do for you. If it looks like you are going to get stuck, I would ask to have my $ back, and start all over with a different distributor
I was told I could always go aback and have the training again! I was also told that the individual shops can sell you a machine that is new at a better rate than you can get a used one from quilt festival.