My kids don't owe me to change their lives to be full time care givers or live with guilt because they can't. I have seen first hand how care giving takes a toll on my friends who are trying their best to take care of their elderly parents. They are just as housebound as the parent(s). One friend that her mother has the long term care insurance has full time care, even housekeeping in her mother's home for her, and her time with her mother is all quality time. My kids would probably do what is best for me and DH but who knows how their live will be when we need them? All it takes is planning now for the best possible outcome for all concerned. It's expensive but it's a given if we live to be old, we will need care. It is irresponsible and selfish not to plan for your aged years.
Last edited by BellaBoo; 06-26-2012 at 09:26 AM.