I started this quilt several years ago and finally finished it last month to take to Ohio to give to my MIL who was turning 90. No it wasn't difficult to make but it got misplaced a few times with moves. I also started it b4 I discovered Warm and Natural and wasn't happy with the loft creating wrinkles. I originally wanted to quilt hearts in the spaces around the Ohio star but a friend suggested I do the echo quilting. I think hearts would have been better but my MIL still loved it and I did include some decorative stitched hearts on her label (that had been put on 3 yrs ago ! 
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