I've really been short-changing myself. I was talking to a woman who makes commissioned quilts but has to pay someone to machine quilt them...she does all the work and then PAYS someone to do the quilting and works that into her price, 2 cents per square inch. When I've made quilts for people, I charge for my materials and what amounts to what it would cost someone to quilt it...the last queen sized quilt I made, I charged $250. The amount of materials up front and then the rest when it's done. I like the above formula for figuring the cost of a quilt...just not sure I'd get many people willing to pay that. This why I love this board...so much information.