April, I like them both, hard to decide which I like better.
Daisey, it took me a while but once I figured it out, it was pretty straight forward.
You should have the menu bar at the top of the quick reply box.
The tree is the third one in from the right side. If you hover over it, it says insert image.
A pop up box gives you 2 choices insert URL or From computer.
If the picture is on your computer you just brows to it. highlight it and then after the picture is in the gray box then you click on update. The picture will appear in your Reply box