PatG, I'm sorry for your loss and can fully understand how it would be very difficult to think clearly at such a time. I wish you the best in coping with such tragedy.
These dirt bags are counting on things like this to be successful in their scam. It is all a numbers game to them. If they hit enough people, they are bound to make a score or two. I once was fighting a computer virus and was so angry at people that would cause these problems. My son, who works with computers said "Mom, you have to realize that www. stands for wild wild west."