We decided that our F150 Ford pickup was just not economical enough with gas prices the way they are and our medicine prescription costs zooming up each month with more and more prescriptions for my husband. So we sold our truck and we are getting a sedan, probably a 2011 model from CarMax. The car payments will be less, the insurance will be less and the gas mileage will be better. That will help. We need to do something about the homeowner's insurance. It went up this year and is now higher than our car payment. I have gone back to buying meat in bulk and grinding our own ground beef- cook everything from scratch, make our laundry soap, watch our utilities closely. We've given up going to movies and seldom eat out. Rarely buy clothes. We're retired and really don't miss the things we're doing without. I feel sorry for young families trying to rear children on tight budgets today. Been there, done that.