I didn't start quiltmaking until after I retired but I used to make all my clothes so always had a lot of fabric. I winnowed much of that out over the years by not allowing myself to buy fabric just because I loved it. I now have a reasonably small quilting stash, which includes yardage of neutrals (black, white) which I like to have handy. I don't really want a huge stash. For one thing, I don't have a place to store it and for another, it makes me anxious to have all that fabric "leaning" on me, demanding that I make something with it!