Thank you. I figured it wouldnt be just a "divide and conqueor" type of thing since the seam allowance issue kept bothering me too, but I overthink things usually and figured I would ask before I started wacking away at fabric.
Since the sampler quilt is not even planned out yet (I dont even know which blocks and what fabrics I will be using), I'll just hold off for a couple of months. I havee plenty of other projects both sewing and non-sewing to keep me busy till next Christmas, much less this one.
Thank you all again. Everyone is always so helpful and quick to respond.