I belong to local organizations and give of my time and talent to benefit the schools and literacy in my community. I have little time to spare for quilting.
If anyone tried to guilt me because I don't do quilts for charity I would tell them to pound salt! No one knows your heart and your stage of life. To be in any way "forced" to be "charitable" is not a true charity.
(P.S. I recently stopped at a QOV booth at a quilt show and inquired about doing a quilt for them. By the time she got done telling me about the restrictions and the fact that she couldn't tell me where the quilt would go, I was done with the whole idea!)