When I first started quilting I had a large frame for hand quilting loaned to me. When we moved I used the floor. That isn't a real option anymore, though.
I had some folding Lifetime tables I used to use. They are too heavy for me now. So I go to my LQS and ask to use their tables when they don't have any classes. I have also used the large tables where I was going for a quilting group.
Lots of options out there. You just have to be creative.
ali