I got an E/Mail from PayPal today with my full name saying my account now has a ''limit'' I do not or ever have had a PayPal acct.I never shop on-line. Seems to risky to me. My son does it all the time without problems so if I see something on Ebay I'll tell him and then he looks for a better deal on it and orders for me through his acct. Works out for both of us.