WOW!! You folks are great! I was afraid people would say that I should look back at past board posts or something. (and I will do that too) I am trying to "soak it all up". I would like to stay below $5,000 if a good set-up can be had for that. I probably spend $1200 to $1500 a year on quilting, and that doesn't count what my daughter and close friends spend. I assume they can be financed, so I guess I could spend more and do that. I do not need tons of bells and whistles but I do need user- friendly and a warranty. Maybe the used option is not a good one due to the lack of support and warranty. So much to think about.......I agree that I need to take my time and do my research. THANKS SO MUCH and keep the info coming. I want to hear from anyone who has words of wisdom!