Dianne, we are in a mobile home in Alabama and I can tell you it's hard to get insurance on them when you are in a high risk area for Hurricanes ans tornados. We just switched our insurance because the premium went up $500.00 a year, we've never had a claim. Your best bet is to go to Geico.com and get a quote there, then call the number listed on the site to get a more accurate quote. An independent agent recommended I do this.