Don't even get me started on insurance companies, any kind. I don't know how a person who works for them or who owns a company, can sleep at night. And now here in FL, to change, they want to charge $300 to $500 for inspections.
And if the home doesn't pass, well you just tossed that money down the toilet. You also have to have wind mitigation inspections to get wind discounts, another charge with same results. I'm not sure you can even get mobile home insurance. My aunt's is 30 years old, beautiful double wide, sorry Charlie, we are dumping you. Yep, just one of those subjects you just don't discuss with me. Our home is 43 years old so can only get wind through Citizens. We dropped the wind and next year may only take liability. Am not paying anyone $3500 a year, with wind deductibles of $5500 and homeowner's $2500. Nope, not doing it. We have NEVER had a claim in the 42 years we've lived here.