I have 2 quilts on my bed. I like the heaviness of them. In the summer, one is usually pulled down during the night, sometimes both since my bedroom is not air conditioned (and I need to be cold or at least somewhat cool to sleep). Some nights I push the sheet down also. It can get really hot up there.

During the winter, I put a down comforter between them. Room is cold, only my nose sticks out from under the covers, but it's so warm and snuggly under everything.