Thank you, all you great ladies, for advice and complements.
First of all, I've gotten over the worst of my "EEW YUK" about working on this quilt again, so I spent some time and effort on it yesterday.
Second, I want to make clear that I have the utmost respect for long arm quilters who are there for us quilt top makers when we need them. However, this quilt already has enough quilting done on it so that I could safely put the binding on (which it is). Also, being of Scot-Dutch ancestry, "frugal" is in my DNA. I would pay to have something I like professionally quilted, but not something that I dislike.
Third, I've decided that, if I do not want it when I've finished it, I will donate it to charity. We've recently had much flash flooding in this area, with people losing practically everything they own. There are always people in need and Mother Nature is always creating new crises.